More couples today are choosing to build lives together without getting married. Whether it’s a long-term relationship, shared home ownership, or raising children together, these partnerships often involve deep emotional and financial ties. But when an unmarried couple separates, the process of untangling shared responsibilities can be just as complex as a divorce, especially when children or jointly held assets are involved.

Fortunately, there’s a cooperative path forward. Mediation offers unmarried partners a structured, confidential setting to resolve parenting, financial, and property matters fairly, without going to court. At McMurdie Law & Mediation, we’ve helped Arizona couples reach agreements that protect their interests while preserving respect and stability for everyone involved.

Why Legal Guidance Still Matters for Unmarried Couples

Even without a marriage license, many long-term partners share homes, bank accounts, vehicles, and sometimes even businesses. Disentangling those assets can be complicated. Unlike married couples, who are covered under Arizona’s community property laws, unmarried partners do not have automatic rights to each other’s property or income.

That means if one partner’s name isn’t on the title or deed, they could have limited legal protection in a separation, unless there’s a written agreement or clear record of contribution. Similarly, disputes about shared expenses, pets, or financial responsibilities can create friction when the relationship ends.

Mediation helps by creating a structured process where both partners can identify what’s fair, document agreements, and move forward without unnecessary conflict or expense.

Parenting Arrangements Without Marriage

When unmarried parents separate, their children’s well-being must remain the top priority. In Arizona, parental rights and responsibilities must be formally established through a court process, including paternity and legal decision-making authority (what’s often called “custody”).

Mediation can play an important role in this process by helping parents:

  • Develop parenting time schedules that work for both households
  • Create agreements for holidays, vacations, and school routines
  • Determine child support and other financial responsibilities
  • Communicate effectively about important decisions for their child’s care

A skilled mediator helps parents focus on what’s best for the child, not just on legal definitions or disagreements. Once both parties reach an agreement, those terms can be submitted to the court for approval, making them legally binding.

Resolving Property and Financial Disputes

Mediation is also an effective tool for resolving financial and property disputes between unmarried couples. Whether you bought a house together, shared a vehicle, or invested in joint accounts, mediation can help you reach equitable solutions without the cost and stress of litigation.

In many cases, mediation leads to agreements that cover:

  • Division of jointly owned property or assets
  • Reimbursement for shared expenses or contributions
  • Transfer or sale of a shared home
  • Debt responsibility and repayment terms

Because mediation is voluntary and confidential, it encourages open discussion and creative problem-solving. Couples often find that they can reach fair, lasting agreements that reflect their unique situation, something that can be difficult to achieve through court proceedings.

Why Choose McMurdie Law & Mediation

With more than 30 years of experience, Cristi McMurdie has guided countless Arizona families through complex personal transitions. Her background as both a family law attorney and mediator gives clients the reassurance of sound legal understanding and the empathy of a seasoned neutral professional.

McMurdie Law & Mediation offers an approach built on communication, cooperation, and compassion. For unmarried couples—whether separating, parenting together, or seeking to formalize agreements, mediation can provide a more peaceful and empowering way to move forward.

Find Clarity, Fairness, and Peace of Mind

Separation doesn’t have to mean confrontation. Through mediation, unmarried couples can make thoughtful decisions about parenting and property, protect their rights, and preserve respect for each other.

Contact McMurdie Law & Mediation today to schedule a consultation and learn how mediation can help you resolve your family or property issues with dignity and confidence.

Learn more about our family mediation services here.


Frequently Asked Questions About Mediation for Unmarried Couples

  1. Do unmarried couples have the same legal rights as married couples in Arizona?

No. Arizona’s community property laws apply only to married couples. Unmarried partners generally own property or assets in their own names unless they have a written agreement or proof of joint ownership. Mediation helps clarify ownership, contributions, and fair division when separating.

  1. Can unmarried parents use mediation to create a parenting plan?

Yes. Mediation is an effective and cooperative way for unmarried parents to create a parenting plan that outlines custody (legal decision-making), parenting time, and financial support. Once finalized, the plan can be submitted to the court for approval, making it legally binding.

  1. What if one partner’s name isn’t on the title or deed to our home?

If one partner is not listed on the title, it can complicate property division. However, mediation allows couples to present evidence of contributions, discuss equity, and reach an agreement about compensation or ownership—often avoiding lengthy and costly litigation.

  1. Are mediation agreements enforceable in Arizona?

Yes. When both parties reach an agreement through mediation, it can be formalized and filed with the court, making it legally enforceable. Working with an experienced family law mediator like Cristi McMurdie ensures that agreements are written clearly and meet Arizona’s legal requirements.